Replaced motherboard; no apple wallet

I recently replaced my motherboard with another unlocked one when my cellular service was not working. This fixed my cellular service issue thinking the etiology was a broken solder ball somewhere.

Aside from the obvious Face ID not working I am also unable to get my Apple Wallet to add any cards to include my Apple Card. When I attempt to add any cards the error is a small pop-up saying “unexpected error”. This happens to ANY card I own that previously did work. USAA, Capital One, Apple Card, etc.

I have a 4-digit passcode on my device since Face ID does not work with the new motherboard and there is no fingerprint scan.

Am I to believe that changing the motherboard/logicboard also removes the ability to add cards to Apple Wallet along with the Face ID?